“A New Era for FinTech – and Banking”

Sanjay is Co-Founder of Spring Studio, which is now a part of BBVA. Sanjay co-heads the studio and oversees UX Strategy & Partnerships for the bank. Sanjay has run boutique digital design firms, and divisions of larger internet professional services firms since 1995. He created some of the first commercial web sites in the UK for News International, and designed world class digital solutions for dozens of fortune 500 companies including: American Express, Bank of America, Charles Schwab, Cisco Systems, FedEx, Gap Inc., Mircosoft, Starbucks, BlackRock, Wells Fargo, Facebook, Walmart, HP and Intuit.

Brennan joined Simple Finance in 2014 from Umpqua Bank, where he had been a senior enterprise risk analyst.

Founded in 2009 and based in Portland, Oregon, Simple combines innovative technology, impeccable user experience, and expertise in behavioral economics to help its customers spend smarter and save more. Simple customers receive a Simple Visa Card that's tied to an FDIC-insured account with no surprise fees, and powerful budgeting and savings tools built right into the account.

Braden More leads business development, partnerships, and industry relations for Wells Fargo’s payments business. He and his team work across the consumer and commercial bank to grow Wells Fargo’s deposit and payment franchise by focusing on customers, partners, and regulators. Before assuming his current role in 2017, Braden was the head of payment strategy at Wells Fargo. He and his team worked across the enterprise to coordinate strategy, incubate new initiatives like Apple Pay, and represent Wells Fargo in the payments industry. He also cofounded the Wells Fargo Startup Accelerator, a venture capital program that mentors and invests in innovative companies. Before that, Braden spent a decade leading strategy and planning for Wells Fargo’s Treasury Management group, a business that provides collection, disbursement, and account services to institutional customers via traditional, online, and mobile channels. He created value for customers, expanded market share, and championed client-focused innovation. Wells Fargo’s Treasury Management business is now recognized as the leader in client satisfaction, product quality, and market share. Before joining Wells Fargo’s Internet Services group in 2000, Braden held positions in public accounting, consulting, venture capital, and competitive strategy with Deloitte, Wit Capital, and Intel. Braden graduated magna cum laude from Bowdoin College with a degree in government and legal studies. He earned his M.B.A. with distinction from NYU’s Stern School of Business and obtained a CPA license in New York. Braden lives in San Francisco, where he is an advocate for experiential learning and STEM curriculum. He has served on the board of the Straus Family Foundation, Marin Academy, and the Exploratorium’s Lab.